Terms and Conditions

1. Use of the Website

You must be at least 13 years old to use this website. By using Coincept, you represent that you have the legal capacity to enter into these Terms.

You agree to use this site only for lawful purposes and in accordance with these Terms. You may not use the website:

• To violate any local, state, national, or international law
• To exploit or harm minors
• To upload malicious code or viruses
• To collect or store personal data about others without their consent

2. Intellectual Property

All content on Coincept, including logos, videos, curriculum, graphics, products, and written material, is owned by Coincept or its licensors and is protected by copyright, trademark, and intellectual property laws. You may not copy, reproduce, or distribute any content without our prior written consent.

3. Products and Services

We offer various financial literacy products and services (e.g., flashcards, activity books, courses, and games). All purchases are subject to product availability, and we reserve the right to modify or discontinue any product or service without notice.

4. Payment and Refunds

Prices are listed in U.S. dollars and may be changed at any time. Payments are processed securely through third-party payment processors. Refund requests may be made by contacting us at [email protected] and are granted at our sole discretion.

5. Links to Third-Party Sites

Our website may contain links to third-party websites. We are not responsible for the content, policies, or practices of those websites and recommend you review their terms and policies.

6. Disclaimers

The Coincept website is provided "as is" and "as available." We make no warranties, expressed or implied, regarding the accuracy, completeness, or reliability of the content or services.

We are not liable for any indirect, incidental, or consequential damages resulting from your use of the site or products, including but not limited to data loss or business interruption.

7. User Accounts and Conduct

If you create an account, you are responsible for maintaining the confidentiality of your login information and for all activity that occurs under your account. We reserve the right to suspend or terminate any account that violates these Terms.

8. Termination

We may suspend or terminate your access to the website without notice for violating these Terms or for any other reason at our discretion.

9. Governing Law

These Terms are governed by and construed in accordance with the laws of the District of Columbia, USA, without regard to conflict of law principles.

10. Changes to Terms

We may update these Terms from time to time. Continued use of the site after changes means you accept the new Terms. We recommend checking this page regularly.

11. Contact Us

If you have questions about these Terms, please contact us at: