Coincept

Coincept (pronounced /koin-sept/)

An abstract concept: a fundamental building block to help you learn to save, manage, budget, and invest your coins.

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Education

Empowerment

Inclusivity

Innovation

Integrity

Impact

Collaboration
& Adaptability

The Spark

Coincept Corporation's mission is to transform the financial futures of children, particularly those from disadvantaged and low-income backgrounds, by providing engaging and comprehensive financial literacy education. We are dedicated to equipping young learners with the knowledge and skills they need to make informed financial decisions and attain financial freedom. Our mission is rooted in the belief that early financial education is a vital step towards breaking the cycle of financial disadvantage. Through innovative resources we aim to empower children to navigate the complexities of modern finance with confidence and competence. Our ultimate goal is to foster a generation of financially savvy individuals.

The World As It Is

Financial illiteracy among young individuals often leads to poor financial decisions, resulting in low credit scores and financial instability. Bad financial decisions can lead to generations of chronic poverty and a growing wealth gap. Approximately half of U.S. adults lack financial literacy, a trend that has persisted for eight consecutive years.

70% of young adults live paycheck to paycheck due to poor money management (NEFE)

More than 40% of young adults (18-24) carry credit card debt

Only 28% of young adults (18-24) reported having a budget and tracking their expenses (Survey of Consumer Finances) In 2022 alone

Less than 25% only make the minimum payment leading to costly interest accumulation (Credit Karma)

76% of young adults wish they had learned about personal finance in high school (Charles Schwab)

Financial Illiteracy cost Americans 436 BILLION Dollars due to poor financial decisions (NFEC)

In Schools with over 75% of the population receiving reduced lunch, just 5% are guaranteed to take a personal finance course

Only 1 in 10 high school students will take a personal finance course before graduation

Nearly a 3rd of Americans have a credit score lower than 601 according to credit bureau Experian.

The World as It Could Be

Studies have shown that early financial education can significantly improve financial behaviors and outcomes in adulthood. Coincept addresses these challenges by introducing financial literacy at a young age. Because today’s generation is mobile-minded and has access to everything at their fingertips, we have created interactive, customizable and engaging content that evolves with your child, ensuring age appropriate learning through adolescence. By ingraining sound financial principles early on, we aim to focus on minimizing financial mistakes rather than chasing perfect financial decisions.

Remember You Can’t Teach Them if You Can’t Reach Them. Make learning so fun that kids don’t realize they’re both learning and retaining.

The Path We're Building

Promote Financial Literacy
Our primary goal is to promote financial literacy among school-age children, especially those from disadvantaged and low-income backgrounds. We aim to ensure that they have the knowledge and skills necessary to make informed financial decisions
Empower Children
Break the Cycle of Financial Disadvantage
Enhance Financial Education
Reach a Diverse Audience
Engage and Motivate Learning
Continuous Improvement
Measure Impact
Advocate for Financial Education

The Future We See

Coincept Corporation is dedicated to advancing financial literacy among children. Our multifaceted approach is a powerful step towards addressing financial disparities and promoting economic equity. We believe that every child, regardless of their background, deserves access to financial education. Coincept Corporation is dedicated to realizing this vision and building a brighter financial future for generations to come.

The Tools for the Journey