Coincept

Coincept /koin sept/

An abstract idea; fundamental building block underlying principles to help you learn how to save, manage, budget and invest your coins.

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Education

Empowerment

Inclusivity

Innovation

Integrity

Impact

Collaboration
& Adaptability

Our Why

Coincept Corporation's mission is to transform the financial futures of children,particularly those from disadvantaged and low-income backgrounds, by providing comprehensive and engaging financial literacy education. We are dedicated to equipping young learners with the knowledge and skills they need to make informed financial decisions and attain financial freedom. Our mission is rooted in the belief that early financial education is a vital step towards breaking the cycle of financial disadvantage and enhancing the future quality of life for these students. Through innovative resources we aim to empower children to navigate the complexities of modern finance with confidence and competence. Our ultimate goal is to foster a generation of financially savvy individuals who can build a secure and prosperous future for themselves and their communities.

The Problem

Financial illiteracy among young individuals often leads to poor financial decisions, resulting in low credit scores and financial instability. Bad financial decisions can lead to generations of chronic poverty and a growing wealth gap. Approximately half of U.S. adults lack financial literacy, a trend that has persisted for eight consecutive years.

70% of young adults live paycheck to paycheck due to poor money management (NEFE)

More than 40% of young adults (18-24) carry credit card debt

Only 28% of young adults (18-24) reported having a budget and tracking their expenses (Survey of Consumer Finances) In 2022 alone

Less than 25% only make the minimum payment leading to costly interest accumulation (Credit Karma)

76% of young adults wish they had learned about personal finance in high school (Charles Schwab)

Financial Illiteracy cost Americans 436 BILLION Dollars due to poor financial decisions (NFEC)

In Schools with over 75% of the population receiving reduced lunch, just 5% are guaranteed to take a personal finance course

Only 1 in 10 high school students will take a personal finance course before graduation

Nearly a 3rd of Americans have a credit score lower than 601 according to credit bureau Experian.

Our Solution

Studies have shown that early financial education can significantly improve financial behaviors and outcomes in adulthood. Lack of financial knowledge leads to a perpetual cycle of poor financial decisions that restrict the social mobility of people. Coincept addresses these challenges by introducing financial literacy at a young age. Because our generation is a mobile one and they have access to everything at the palm of their hands. We have created interactive, customizable and engaging content that evolves with your child, ensuring age appropriate learning through adolescence. By ingraining sound financial principals early on, we aim to focus on Financial Mistake Minimization than Financial Decision Perfection. Our Goal is to decrease the wealth gap in economic equality.

Remember You Cant Teach Them if You Cant Reach Them. Allowing Kids To Have So Much Fun they Don’t Realize They Are Learning and Retaining

Lower Class:25%

Middle Class:61%

Upper Class:14%

Lower Class:29%

Middle Class:50%

Upper Class:21%

Lower Class:12%

Middle Class:65%

Upper Class:23%

Goals and Objectives

Promote Financial Literacy
Empower Children
Break the Cycle of Financial Disadvantage
Enhance Financial Education
Reach a Diverse Audience
Engage and Motivate Learning
We are committed to creating engaging and motivating learning experiences for children. Through our gaming app, animated series, and interactive materials, we aim to make financial education enjoyable and relatable
Continuous Improvement
Measure Impact
Advocate for Financial Education

Vision

Coincept Corporation is dedicated to advancing financial literacy among children. Financial literacy is a critical life skill, and early education in this field can empower these students to break free from financial constraints. We are committed to addressing the financial knowledge gap, empowering children to make informed financial decisions, and ultimately improving their future quality of life. Our multifaceted approach is a powerful step towards addressing financial disparities and promoting economic equity. We believe that every child, regardless of their background, deserves access to financial education. Coincept Corporation is dedicated to realizing this vision and building a brighter financial future for generations to come.

What We Offer